Rates:
Self-pay rate will be offered once you have selected the provider you would like to see. Generally, master’s level clinicians offer a lower rate. Insurance rates vary depending on which plan you are carrying. Your plan can give you this estimate.
INSURANCE:
Each insurance plan has a set contract rate they agreed on with this clinic.
These range from $100-$225 depending on in or out of network coverage.
What you are responsible for is based on if you have a co-pay or deductible. If you have a co-pay on your card, then that is your responsibility. If you don’t have a co-pay on your card, then you likely have a deductible you are working towards. There are a few exceptions such and Hennepin County and MN state employees who don’t have a cost for mental health. MNCARE plans administrated by the state also known as Medicaid with a PMAP plan also do not have a client responsibility. Yay! You will want to know this information when starting the therapy process.
SELF-PAY:
Each clinician has their own self pay rate that range from:
$140-$165 for 35-45 minute sessions
$165-$202 for 53-55 minute sessions
How do I find out what this will cost me?
We STRONGLY encourage you to call your insurance plan before you fill out an appointment request. You can find your member number on the back of your insurance card.
Ask them what your mental health coverage is. When you don’t know your out of pocket costs, it could add financial stress that could hold back therapeutic progress.
Office visits are the same for medical and mental health co-pays. This means that if your card says, Primary co-pay: ___ this would also be your mental health office co-pay. In rare occasions, typically out of state plans, they may charge you the ‘specialty’ co-pay.
Currently accepting the following insurance for in-network coverage: HSA‘s, Aetna, First Health, BCBS, Sanford Health, Health Partners, UCARE and Cigna.
Medica, UMR and UBH will also be plans we can serve on a somewhat limited bases. Starting in July 2025, 3 clinicians will be eligible to see members with this plan and by August all other will be as well. We will not be able to service state Medica plans, Medica Medicare plan as well as the Mayo network.
Please call your plan before setting up an appointment so that you know what your coverage is. We can only estimate your costs based on what our contract rates are. You will be responsible for any costs accrued that your insurance does not pay. We are billing your insurance plan as a courtesy and cannot ensure payment.
Your insurance has the right to refuse payment. In these instances which are quite rare, even if we are in-network, you will be responsible for the services. You can always appeal this with your plan.
Our job is to document your service according to the contract and once a ‘clean claim’ (meaning all of the right information) is processed, they should pay it in full, partial or apply it to your deductible.
Insurance
HEALTH SAVINGS ACCOUNTS (HSA or FSA’s) are accepted for insurance payments or for Self-Pay. If you do not see your insurance listed above, please consider using your HSA, Debit or Credit Card to pay for services.
Many people are finding it difficult to find a good fit and have found this option very valuable when in-network coverage is not an option. Services may be covered in full or in part by your health insurance. Your co-pay or deductible will be collected at each session until you meet your full in-network deductible. Each plan has its own contract rate. We can usually estimate what that is. To be completely sure, we encourage you to call the number on the back of your card and talk to a member service representative. Check your coverage carefully by asking the following questions:
- What is my deductible and has it been met?
- Do I have a co-pay and what it the amount?
- What is the coverage amount per therapy session?
**Strongly suggest getting the name of the person you talked to, the date, time and what they told you over the phone in case they deny your claims.
Payment
Cash, check and all major credit cards accepted for payment.
Cancellation Policy
If you do not show up for your scheduled therapy appointment, and you have not notify your clinician at least 48 hours in advance or two full business days, you will be required to pay $100 at the time of the missed appointment for a late cancel or no-shows.
Schedule Online
Request a therapy appointment online here.